Foreclosure And Tenants: Don’t Assume You Have No Say

While foreclosures are no longer happening at the rate they did during the recession, they still continue at a relatively steady pace. Caught between the banks or investors and the former owners, the home's tenants may have been paying their rent on time and in full only to find that their housing situation has been turned upside down. If you are a renter in just such a predicament, you need to see a lawyer such as James Alan Poe, P. Read More 

Before You Declare Bankruptcy

Once the big decision is made, you should take care with your financial affairs in the time leading up to your eventual filing. There are some big no no's that could end up causing your case to be dismissed, leaving you unable to get the debt relief you so desperately need. Read on to learn more about what you should not be doing before you declare chapter 7 bankruptcy. Taking full advantage of those credit cards. Read More 

Bombarded With Offers Of Credit And Loans Before Your Bankruptcy Is Even Discharged? They May Actually Be Useful

Individuals usually file under either Chapter 7 or Chapter 13 of the bankruptcy code. Chapter 7 is usually a short process and can be over within three to five months. Chapter 13, however, can take up to three to five years to get through the process. However, you're probably going to be bombarded with offers of credit card companies, loan companies, and auto salesman—all of whom are eager to help you on your way back up the credit ladder—starting with the day you first file your bankruptcy claim. Read More 

The Pros And Cons Of Being Forced To Get Rid Of Credit Cards In Chapter 7

One thing you might not realize about Chapter 7 bankruptcy is that it requires that you list all open accounts you have, including credit cards with zero balances. You cannot simply not list a credit card in hopes that you will be able to keep it, and this is something that can be bothersome to some people. There are pros and cons with this, though, and you should fully understand this before filing. Read More 

3 Things To Remember When Filing For Bankruptcy

If you recently lost your job or got laid off, you are probably dealing with the sting of not being able to pay your bills. The overdue and late notices are piling up, the creditors keep calling and wanting money and you have no way to pay them. If this sounds like you, there is a solution to help get your life back on track and regain control. You can put an end to the harassing phone calls, nasty letters and the fear of losing your home all by filing for bankruptcy. Read More