How To Go From Bankruptcy To A Positive Credit Score

If you have recently gone through bankruptcy, it may feel as if you are never going to see the light at the end of that long financial tunnel. However, the truth is that you have been given a clean slate. It's up to you now to make sure you turn that clean slate into a positive credit rating. Follow the tips in this article to improve your credit rating as quickly as possible: Read More 

Benefits Of Hiring A Personal Bankruptcy Attorney

Going into debt is stressful, but getting out of debt can be even worse. Many people hire a personal bankruptcy attorney because it lessens the stress that comes from filing for bankruptcy. Yet there are many reasons why it's a good idea to consult with a licensed and skilled attorney before declaring bankruptcy. Hiring a bankruptcy attorney can make the process of filing for bankruptcy easier and safer, ensuring that your bankruptcy will go as smoothly as possible. Read More 

7 Types Of Debts That Cannot Be Discharged In Chapter 7 Bankruptcy

Declaring a chapter 7 bankruptcy is a method of leaving your debt behind, and making a fresh financial start. No matter how you got yourself in a financial bind, the law allows you to begin again, with certain exceptions. While nearly all types of debt can be discharged with chapter 7 bankruptcy, there are 7 important types of debt that cannot be included in a bankruptcy filing.  If you are considering filing, read on to find out what cannot be discharged. Read More 

Are You Able To Work And Receive Disability Benefits?

If you've recently suffered from an illness or injury that has left you temporarily unable to work full-time, you may be investigating your options. From employer-sponsored short-term and long-term disability insurance to workers compensation to Social Security Disability (SSD), the number of disability programs potentially available can seem overwhelming. In addition, if you feel you're able to work at least part-time during your recuperation, you may wonder whether you're even eligible for any disability assistance. Read More 

How To Get Your Credit Back On Track After A Bankruptcy

A bankruptcy definitely puts a black mark on your financial history, but it's not an insurmountable problem. As tempting as it can be to burn all your credit cards, swear off loans, and attempt to live a completely credit-free life, it's not necessary to do so, and it's not the most financially sound plan. Even if you never wanted to buy a home or finance a car again, you may need to pass a background check just to rent an apartment, or even to get some jobs. Read More